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Questions to Ask a Custom Home Builder Before You Sign

Thirty questions that separate a builder who has thought it through from one who hasn't.

Ask about scope, money, schedule, communication and what happens after move-in. A builder who has run a lot of projects will answer these easily. One who hesitates is telling you how your build will go.

About the company

  • How long have you been building, and how many homes do you complete a year?
  • Do you build in this jurisdiction regularly? Who is my permit issued by?
  • Can I see certificates for liability insurance and workers' compensation?
  • Are you registered as a contractor in the city or township where I'm building?
  • Can I talk to owners of homes you finished two to three years ago?

About the plan and scope

  • Do I own the drawings? What happens if we part ways during design?
  • Can I modify one of your plans, and how much modification is normal? See modifying plans
  • What specifically is included in the base price? See what's in a base price
  • What is explicitly excluded?
  • What allowances are set, and how were those numbers chosen?

About money

  • Is this a fixed price or a cost-plus contract? What triggers a price change?
  • How are change orders priced, and do I approve them in writing first?
  • What's the payment or draw schedule?
  • What contingency do you recommend I carry?
  • Are permits, survey, site work and utility connections in the number, or separate?

About the schedule

  • What's a realistic total timeline, design through move-in, not just construction?
  • What are the long-lead items and when do I have to decide on them?
  • When are my selections due? See selection deadlines
  • What most commonly delays your projects?

About communication

  • Who is my single point of contact, and what's the response expectation?
  • How often will I get updates, and in what form?
  • When can I visit the site, and what are the rules?
  • Who supervises the trades day to day?

About after move-in

  • What does your warranty cover, and for how long, by category?
  • How do I submit a warranty request, and what's the response time?
  • Who handles warranty work, you or the original subcontractor?
  • What manufacturer warranties will I receive documentation for?

Happy to answer every one of these. Ask us.